Enhanced ACA credit extension: current federal status
Separate enacted law from proposals that would restore the enhanced premium tax credit after 2025.
Direct answer
The enhanced credit has not been restored in enacted federal law. H.R. 1834 passed the House on January 8, 2026 and was placed on the Senate calendar on February 10, 2026, but a passed House bill does not change current eligibility by itself.
The enhanced credit has not been restored in enacted federal law. H.R. 1834 passed the House on January 8, 2026 and was placed on the Senate calendar on February 10, 2026, but a passed House bill does not change current eligibility by itself.
What H.R. 1834 would change
The bill includes a temporary extension of the enhanced premium tax credit structure through 2028. That would again remove the 400% FPL ceiling during the extension period and cap the benchmark-plan contribution percentage.
What applies today
Until legislation is enacted and official agencies issue implementation guidance, ACAIndex uses current law: the standard 400% FPL ceiling and the 2026 applicable percentage table in Revenue Procedure 2025-25.
How this page is updated
The source registry links to Congress.gov rather than news summaries. Status changes only when the official legislative record or an enacted-law source changes.